Moment 02 · Live Operations & Compliance

The work is doubling. Your team isn't. This is the leverage.

Every covenant, every loan, benchmarked against live data daily — AI ranking emerging risk months before the quarterly PDF would show it.

"Continuous compliance and performance — without the PDFs." Credit Officers · CROs · Risk · TE PMs
What You Get
DELIVERABLE 01
Live Covenant Compliance

Every covenant, every loan, benchmarked against live data daily. DSCR, availability, P50 variance.

DELIVERABLE 02
AI-Ranked Risk View

Every loan ranked by emerging risk. Stress visible 4–6 months earlier than quarterly inputs.

DELIVERABLE 03
Auto-Generated Reporting

Capital-partner reports, examiner trails, IC briefings — generated from one record.

DELIVERABLE 04
Real-Time Issue Spotting

Emerging issues flagged the day they appear — with forward-looking predictions of their economic impact.

Covenant checks: quarterly → daily. Reporting: 40–60 hrs → push-button. Examiner response: one click.

See It In Action

The AI-Ranked Risk View. Click a loan for what the model is watching — then open the full record for history, the 26-week breach forecast, and the live covenant matrix.

app.lcoe.ai/portfolio/risk-ranked
Illustrative Data
Portfolio Surveillance — Risk-RankedAs of today · benchmarked against live monitoring data
Active Loans
47
Outstanding
$612M
Compliance
96%
On Watch
3
Loans by AI Risk Rank Click a row
#Loan / ProjectRisk ScoreDSCR · 12 moCovenantsNext Test
What The Model Is Watching

Stress surfaces months before the quarterly PDF — while the cure window is still open.

Request a Walkthrough  →
Next · Moment 03

The same record runs the owner's operation.

Enter the Asset Owner view →